Pre-Arrangements


We plan ahead for everything in our lives, for college, for marriage, for planning a family, retirement and even planning for vacations. When it comes to planning our own funeral, we put it off. Why? If not now, when? If you feel it is hard to start planning ahead for your own funeral arrangements, just imagine how difficult it will be for your family to arrange your funeral at such an emotional and stressful time.​

Today, more and more people are realizing the importance and benefits of planning ahead and pre-paying for one’s funeral arrangements. It provides peace of mind for you and your family, knowing, that all your personal wishes are being fulfilled and helps reduce the stress of indecision and uncertainty for those you love. People who have made their funeral arrangements in advance often say there is peace of mind knowing that everything is taken care of.

We offer several Funeral, Cremation and Burial at Sea Packages that can be personalized to celebrate the life of your loved one at various prices that are affordable and can be locked in at today’s prices. By paying for your funeral service in advance, you and your family are saving a substantial amount of money because you are planning your service at today’s prices not at the time of need, eliminating the cost of inflation. Also you protect your family from unexpected expenses at a most difficult and emotional time in their lives. Pre-payment of your funeral service can be made in one payment or monthly payments whichever you prefer.

Once you and your family decide to Plan Ahead and Pre-Pay for your funeral arrangements, your payment will be placed into either a life insurance policy or an annuity. Both the insurance policy and the annuity have their own benefits and they will be explained to you, so we will be able to decide which one is better for you and your family

Two Ways of Pre-Funding Funerals Are:

Life Insurance 

Your payment for your funeral service will be placed into an irrevocable life insurance policy. This policy protects your assets from nursing homes and other long term care facilities, which meets the Medicaid requirements. The death benefit is generally exempt from income tax liability on the growth of the policy. The payment of the death benefit which pays for your Funeral or Cremation Service goes to the beneficiary, Graham Putnam & Mahoney Funeral Parlors.

Annuity  

An annuity is another way to pre-fund your funeral. This is used mainly when someone is elderly and in very poor health.

We are pleased to meet with you to discuss the advantages and benefits of Planning Ahead. Please contact Peter Golov, Funeral Director of Planning Ahead at 617-981-1179 or 508-754-1717 to schedule an appointment.

Arrangements can be made in the comfort of your own home by clicking the button below.  Fill in as much as you are comfortable with and we will be pleased to meet with you. See the form below for details.


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